Like Earther my wife knows that I am such a saddo that my toys are my hobby, as she sees it its better than putting money on the horses, drinking down the pub every night, wasting money on golf or football. I am open an honest about what I spend, also for several years I have been down sizing my collection and selling unwanted painted and unpainted stuff so the money I make half of it goes on the hobby, the wife gets the other half (so she is on a winner). Also I have my own hobby bank account because apparently I am all grown up now 
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