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£100 a year for paint and material sounds about right. £200 in a month to get a game started sounds like a GW thing. Having said that I have a shopping basket with £40 of 3mm, and that’s only a few packs.
That is 2 armies and 300+ acrylic bases, the terrain board, hedges, walls, trees, numerous buildings and the rules. etc.
The GW 4ok starter set comes with 2 forces, the playing surface , buildings and the rules for just over £30.00